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Mortgage | Your Local Insight to Real Estate Blog

Thursday, February 22, 2024   /   by Robert Hunt

Boost Your ROI: Top Projects to Tackle Before Listing Your Home

Boost Your ROI: Top Projects to Tackle Before Listing Your Home

Preparing to sell your home can be an overwhelming task, but strategic planning and execution can significantly impact your return on investment (ROI). By focusing on the right projects prior to listing, you can increase your home's appeal to potential buyers and maximize its selling price. In this blog post, we'll explore the best projects to undertake before listing your home to ensure you get the highest ROI possible.
Curb Appeal Enhancement:
First impressions matter, and the exterior of your home is the first thing potential buyers will see. Enhancing your home's curb appeal can make a significant difference in attracting buyers and setting a positive tone for their viewing experience.
Consider projects such as landscaping, exterior painting, power washing, and updating your front door and hardware. These relatively simple and affordable tasks can instantly boost your home's curb appeal and increase its perceived. ...

  buying, home search, getting started, mortgage, home ownership, selling, neighborhoods

Wednesday, February 21, 2024   /   by Robert Hunt

How to Find a Great Broker: Your Ultimate Guide

How to Find a Great Broker: Your Ultimate Guide

Your mortgage broker plays a pivotal role in your home buying journey, acting as the matchmaker between you and your loan. They meticulously analyze your financial situation and then scout for a lender that perfectly aligns with your needs. From submitting your application to negotiating the best rates and terms, your broker is your trusted ally throughout the loan process.
Finding a Good Broker
Securing a good mortgage broker is essential for getting the best rates and terms for your loan. Here are some tried-and-tested methods to find the right one:

1. Seek Recommendations: Start by tapping into your network. Friends and family members who have recently purchased or refinanced their homes can offer valuable insights and recommendations. Personal referrals often lead to trustworthy professionals who have delivered exceptional service.

2.Consult Your Realtor: Your real estate agent can be an invaluable resource in your quest ...

  buying, mortgage

Wednesday, January 31, 2024   /   by Robert Hunt

How to Improve Your Credit Score: A Step-by-Step Guide

How to Improve Your Credit Score: A Step-by-Step Guide

Your credit score is more than just a number; it's a reflection of your financial history and habits. Whether you're planning to buy a home or simply want to improve your financial health, a good credit score is essential. Here's how you can work towards boosting your credit score and securing better financial opportunities:
1. Get a Copy of Your Credit Report
Before you can begin improving your credit score, you need to know where you stand. Take advantage of your right to a free annual credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion. Visit annualcreditreport.com to obtain your reports and review them for accuracy.
2. Report Credit Inaccuracies
Review your credit reports carefully for any errors or inaccuracies. Even small mistakes can negatively impact your credit score. If you spot any discrepancies, follow the steps outlined by the Federal Trade Commission (FTC) to dispute and ...

  buying, home search, getting started, mortgage

Tuesday, December 1, 2020   /   by Robert Hunt

What you need to know about debt to income ratio

What is Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio compares the amount of debt you have to your overall income. Some people say that this number is just as important as your credit score, especially when you are applying for a mortgage. This is because lenders look at this ratio when deciding whether or not they are going to allow you to borrow money.

Your ratio will help your lender decide if you are a low risk or a high risk borrower. He or she wants to ensure that you will not be a potential liability to their business. Learn how to calculate your DTI, and what is considered a good ratio below.

What is a Good Debt-to-Income Ratio?

Typically, the maximum debt-to-income ratio you can have while still meeting the requirements for a qualified mortgage is 43%. However, a good ratio is usually thought to be at or below 36%. Having a DTI of 36% gives you a little more flexibility in case of a sudden change in your income and/or expenses. Of course, the low ...

  buying, mortgage

Tuesday, November 3, 2020   /   by Robert Hunt


Owning a home is a significant source of pride for many and can also help increase your financial stability and, potentially, your wealth. Our job is to help you choose the home that's right for you and your family by:
Analyzing historical trends in home values for specific properties and communities 
Comparing estimated mortgage payments to area rental costs
Identifying any other sources of savings over the long term
Showing you how each mortgage payment helps build your equity 
Our commitment to helping you understand the possible financial benefits of home ownership is the key to finding your new home. Contact us today to begin your home search! ...

  buying, home search, mortgage

Hunt Group Realty
Robert Hunt
101 Cosgrove Avenue, Suite 200
Chapel Hill, NC 27514

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